There are two things you must do: learn about mortgages, and then determine whether your divorce attorney is familiar enough with home loans to guide you through the process. If not, you should consider also hiring a real-estate attorney; the added cost (typically a few hundred dollars) will be worth it.

The best way to begin your mortgage education is with our famous Homebuyer's Mortgage Kit; be sure to ask for our first-time homebuyer's booklet as well. It's written in straightforward, easy-to- understand language, and will give you a firm basis on mortgages and how to select kind what you need, how to check your credit, qualification and lots more. The first-time buyer booklet is an outline of the costs and fees you're likely to find as you begin shopping for your mortgage. The Kit includes a current a survey of the rates and terms from competitive lenders in your area.